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Helsana BeneFit PLUS Telmed — Schwyz

Schwyz: the BeneFit PLUS Telmed model from Helsana costs CHF 462.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 462.40, BeneFit PLUS Telmed is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Telmed costs CHF 979.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 462.40CHF 430.10
500CHF 450.80CHF 419.30
1'000CHF 421.60CHF 392.10
1'500CHF 392.40CHF 365.00
2'000CHF 363.30CHF 337.90
2'500CHF 334.10CHF 310.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 369.90CHF 344.10
500CHF 358.30CHF 333.30
1'000CHF 329.10CHF 306.10
1'500CHF 299.90CHF 279.00
2'000CHF 270.80CHF 251.90
2'500CHF 241.60CHF 224.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 106.30CHF 98.90
500CHF 77.20CHF 71.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.