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Helsana BeneFit PLUS Telmed — Basel-Stadt

Basel-Stadt: the BeneFit PLUS Telmed model from Helsana costs CHF 595.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 595.00, BeneFit PLUS Telmed is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Telmed costs CHF 1'068.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 595.00CHF 553.40
500CHF 583.40CHF 542.60
1'000CHF 554.20CHF 515.50
1'500CHF 525.00CHF 488.30
2'000CHF 495.90CHF 461.20
2'500CHF 466.70CHF 434.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 476.00CHF 442.70
500CHF 464.40CHF 431.90
1'000CHF 435.20CHF 404.80
1'500CHF 406.00CHF 377.60
2'000CHF 376.90CHF 350.60
2'500CHF 347.70CHF 323.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 136.80CHF 127.30
500CHF 107.70CHF 100.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.