Helsana BeneFit PLUS Telmed — Basel-Stadt
Basel-Stadt: the BeneFit PLUS Telmed model from Helsana costs CHF 595.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 595.00, BeneFit PLUS Telmed is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Telmed costs CHF 1'068.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 595.00 | CHF 553.40 |
| 500 | CHF 583.40 | CHF 542.60 |
| 1'000 | CHF 554.20 | CHF 515.50 |
| 1'500 | CHF 525.00 | CHF 488.30 |
| 2'000 | CHF 495.90 | CHF 461.20 |
| 2'500 | CHF 466.70 | CHF 434.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 476.00 | CHF 442.70 |
| 500 | CHF 464.40 | CHF 431.90 |
| 1'000 | CHF 435.20 | CHF 404.80 |
| 1'500 | CHF 406.00 | CHF 377.60 |
| 2'000 | CHF 376.90 | CHF 350.60 |
| 2'500 | CHF 347.70 | CHF 323.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 136.80 | CHF 127.30 |
| 500 | CHF 107.70 | CHF 100.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.