Mutuel OptiMed — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: the OptiMed model from Mutuel costs CHF 589.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 589.10, OptiMed is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 963.60 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 589.10 | CHF 547.90 |
| 500 | CHF 577.60 | CHF 537.20 |
| 1'000 | CHF 548.60 | CHF 510.20 |
| 1'500 | CHF 519.10 | CHF 482.80 |
| 2'000 | CHF 490.10 | CHF 455.80 |
| 2'500 | CHF 461.10 | CHF 428.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 401.70 | CHF 373.60 |
| 500 | CHF 390.20 | CHF 362.90 |
| 1'000 | CHF 361.20 | CHF 335.90 |
| 1'500 | CHF 331.70 | CHF 308.50 |
| 2'000 | CHF 302.70 | CHF 281.50 |
| 2'500 | CHF 273.70 | CHF 254.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 143.50 | CHF 133.50 |
| 100 | CHF 137.70 | CHF 128.10 |
| 200 | CHF 131.90 | CHF 122.70 |
| 300 | CHF 126.00 | CHF 117.20 |
| 400 | CHF 120.20 | CHF 111.80 |
| 500 | CHF 114.40 | CHF 106.40 |
| 600 | CHF 108.50 | CHF 100.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.