Mutuel OptiMed — Jura
Jura: the OptiMed model from Mutuel costs CHF 591.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 591.80, OptiMed is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 968.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 591.80 | CHF 550.40 |
| 500 | CHF 580.30 | CHF 539.70 |
| 1'000 | CHF 551.30 | CHF 512.80 |
| 1'500 | CHF 521.80 | CHF 485.30 |
| 2'000 | CHF 492.80 | CHF 458.40 |
| 2'500 | CHF 463.80 | CHF 431.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 424.50 | CHF 394.80 |
| 500 | CHF 413.00 | CHF 384.10 |
| 1'000 | CHF 384.00 | CHF 357.10 |
| 1'500 | CHF 354.50 | CHF 329.70 |
| 2'000 | CHF 325.50 | CHF 302.70 |
| 2'500 | CHF 296.50 | CHF 275.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 144.90 | CHF 134.70 |
| 100 | CHF 139.10 | CHF 129.30 |
| 200 | CHF 133.30 | CHF 123.90 |
| 300 | CHF 127.40 | CHF 118.40 |
| 400 | CHF 121.60 | CHF 113.10 |
| 500 | CHF 115.80 | CHF 107.70 |
| 600 | CHF 109.90 | CHF 102.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.