Mutuel OptiMed — Region 2, Basel-Landschaft
Region 2, Basel-Landschaft: the OptiMed model from Mutuel costs CHF 553.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 553.80, OptiMed is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 906.00 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 553.80 | CHF 515.00 |
| 500 | CHF 542.30 | CHF 504.30 |
| 1'000 | CHF 513.30 | CHF 477.40 |
| 1'500 | CHF 483.80 | CHF 449.90 |
| 2'000 | CHF 454.80 | CHF 422.90 |
| 2'500 | CHF 425.80 | CHF 396.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 377.60 | CHF 351.20 |
| 500 | CHF 366.10 | CHF 340.50 |
| 1'000 | CHF 337.10 | CHF 313.50 |
| 1'500 | CHF 307.60 | CHF 286.10 |
| 2'000 | CHF 278.60 | CHF 259.10 |
| 2'500 | CHF 249.60 | CHF 232.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 134.90 | CHF 125.50 |
| 100 | CHF 129.10 | CHF 120.10 |
| 200 | CHF 123.30 | CHF 114.70 |
| 300 | CHF 117.40 | CHF 109.20 |
| 400 | CHF 111.60 | CHF 103.80 |
| 500 | CHF 105.80 | CHF 98.40 |
| 600 | CHF 99.90 | CHF 92.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.