Mutuel OptiMed — Solothurn
Solothurn: the OptiMed model from Mutuel costs CHF 536.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 536.80, OptiMed is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, OptiMed costs CHF 878.40 less per year than Mutuel's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 536.80 | CHF 499.30 |
| 500 | CHF 525.30 | CHF 488.60 |
| 1'000 | CHF 496.30 | CHF 461.60 |
| 1'500 | CHF 466.80 | CHF 434.20 |
| 2'000 | CHF 437.80 | CHF 407.20 |
| 2'500 | CHF 408.80 | CHF 380.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 382.30 | CHF 355.60 |
| 500 | CHF 370.80 | CHF 344.90 |
| 1'000 | CHF 341.80 | CHF 317.90 |
| 1'500 | CHF 312.30 | CHF 290.50 |
| 2'000 | CHF 283.30 | CHF 263.50 |
| 2'500 | CHF 254.30 | CHF 236.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.90 | CHF 115.20 |
| 100 | CHF 118.10 | CHF 109.80 |
| 200 | CHF 112.30 | CHF 104.40 |
| 300 | CHF 106.40 | CHF 98.90 |
| 400 | CHF 100.60 | CHF 93.60 |
| 500 | CHF 94.80 | CHF 88.20 |
| 600 | CHF 88.90 | CHF 82.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
- Uri
- Vaud — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.