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ÖKK Select — Region 1, Ticino

Region 1, Ticino: the Select model from ÖKK costs CHF 678.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 678.10, Select is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Select costs CHF 658.80 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 678.10CHF 630.70
500CHF 666.50CHF 619.90
1'000CHF 637.30CHF 592.70
1'500CHF 608.10CHF 565.60
2'000CHF 579.00CHF 538.50
2'500CHF 549.80CHF 511.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 491.60CHF 457.20
500CHF 480.00CHF 446.40
1'000CHF 450.80CHF 419.30
1'500CHF 421.60CHF 392.10
2'000CHF 392.50CHF 365.10
2'500CHF 363.30CHF 337.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 169.60CHF 157.80
200CHF 158.00CHF 147.00
400CHF 146.30CHF 136.10
600CHF 134.60CHF 125.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.