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ÖKK Select — Zug

Zug: the Select model from ÖKK costs CHF 403.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 403.30, Select is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Select costs CHF 392.40 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 403.30CHF 375.10
500CHF 391.70CHF 364.30
1'000CHF 362.50CHF 337.20
1'500CHF 333.30CHF 310.00
2'000CHF 304.20CHF 283.00
2'500CHF 275.00CHF 255.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 292.40CHF 272.00
500CHF 280.80CHF 261.20
1'000CHF 251.60CHF 234.00
1'500CHF 222.40CHF 206.90
2'000CHF 193.30CHF 179.80
2'500CHF 170.00CHF 158.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 88.80CHF 82.60
200CHF 77.20CHF 71.80
400CHF 65.50CHF 61.00
600CHF 53.80CHF 50.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.