ÖKK Select — Region 1, Zurich
Region 1, Zurich: the Select model from ÖKK costs CHF 578.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 578.20, Select is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Select costs CHF 561.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 578.20 | CHF 537.80 |
| 500 | CHF 566.60 | CHF 527.00 |
| 1'000 | CHF 537.40 | CHF 499.80 |
| 1'500 | CHF 508.20 | CHF 472.70 |
| 2'000 | CHF 479.10 | CHF 445.60 |
| 2'500 | CHF 449.90 | CHF 418.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 433.60 | CHF 403.30 |
| 500 | CHF 422.00 | CHF 392.50 |
| 1'000 | CHF 392.80 | CHF 365.40 |
| 1'500 | CHF 363.60 | CHF 338.20 |
| 2'000 | CHF 334.50 | CHF 311.10 |
| 2'500 | CHF 305.30 | CHF 284.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.20 | CHF 118.30 |
| 200 | CHF 115.60 | CHF 107.60 |
| 400 | CHF 103.90 | CHF 96.70 |
| 600 | CHF 92.20 | CHF 85.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.