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ÖKK Select — Region 1, Zurich

Region 1, Zurich: the Select model from ÖKK costs CHF 578.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 578.20, Select is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Select costs CHF 561.60 less per year than ÖKK's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 578.20CHF 537.80
500CHF 566.60CHF 527.00
1'000CHF 537.40CHF 499.80
1'500CHF 508.20CHF 472.70
2'000CHF 479.10CHF 445.60
2'500CHF 449.90CHF 418.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 433.60CHF 403.30
500CHF 422.00CHF 392.50
1'000CHF 392.80CHF 365.40
1'500CHF 363.60CHF 338.20
2'000CHF 334.50CHF 311.10
2'500CHF 305.30CHF 284.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.20CHF 118.30
200CHF 115.60CHF 107.60
400CHF 103.90CHF 96.70
600CHF 92.20CHF 85.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.