Philos PrimaFlex — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: the PrimaFlex model from Philos costs CHF 625.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 625.30, PrimaFlex is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'272.00 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 625.30 | CHF 581.50 |
| 500 | CHF 614.30 | CHF 571.30 |
| 1'000 | CHF 586.80 | CHF 545.70 |
| 1'500 | CHF 558.80 | CHF 519.70 |
| 2'000 | CHF 531.20 | CHF 494.00 |
| 2'500 | CHF 503.70 | CHF 468.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 475.60 | CHF 442.30 |
| 500 | CHF 464.10 | CHF 431.60 |
| 1'000 | CHF 435.10 | CHF 404.60 |
| 1'500 | CHF 405.60 | CHF 377.20 |
| 2'000 | CHF 376.60 | CHF 350.20 |
| 2'500 | CHF 347.60 | CHF 323.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 159.30 | CHF 148.10 |
| 100 | CHF 153.50 | CHF 142.70 |
| 200 | CHF 147.70 | CHF 137.30 |
| 300 | CHF 141.80 | CHF 131.80 |
| 400 | CHF 136.00 | CHF 126.40 |
| 500 | CHF 130.20 | CHF 121.10 |
| 600 | CHF 124.30 | CHF 115.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.