Philos PrimaFlex — Region 2, Fribourg
Region 2, Fribourg: the PrimaFlex model from Philos costs CHF 515.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 515.20, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 964.80 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 515.20 | CHF 479.20 |
| 500 | CHF 504.20 | CHF 468.90 |
| 1'000 | CHF 476.70 | CHF 443.40 |
| 1'500 | CHF 448.70 | CHF 417.30 |
| 2'000 | CHF 421.10 | CHF 391.60 |
| 2'500 | CHF 393.60 | CHF 366.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.60 | CHF 360.50 |
| 500 | CHF 376.10 | CHF 349.80 |
| 1'000 | CHF 347.10 | CHF 322.80 |
| 1'500 | CHF 317.60 | CHF 295.40 |
| 2'000 | CHF 288.60 | CHF 268.40 |
| 2'500 | CHF 259.60 | CHF 241.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.00 | CHF 131.10 |
| 100 | CHF 135.20 | CHF 125.70 |
| 200 | CHF 129.40 | CHF 120.30 |
| 300 | CHF 123.50 | CHF 114.80 |
| 400 | CHF 117.70 | CHF 109.40 |
| 500 | CHF 111.90 | CHF 104.00 |
| 600 | CHF 106.00 | CHF 98.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.