Philos PrimaFlex — Solothurn
Solothurn: the PrimaFlex model from Philos costs CHF 555.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 555.30, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'039.20 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 555.30 | CHF 516.40 |
| 500 | CHF 544.30 | CHF 506.20 |
| 1'000 | CHF 516.80 | CHF 480.60 |
| 1'500 | CHF 488.80 | CHF 454.60 |
| 2'000 | CHF 461.20 | CHF 428.90 |
| 2'500 | CHF 433.70 | CHF 403.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 416.90 | CHF 387.70 |
| 500 | CHF 405.40 | CHF 377.00 |
| 1'000 | CHF 376.40 | CHF 350.00 |
| 1'500 | CHF 346.90 | CHF 322.60 |
| 2'000 | CHF 317.90 | CHF 295.60 |
| 2'500 | CHF 288.90 | CHF 268.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.40 | CHF 119.40 |
| 100 | CHF 122.60 | CHF 114.00 |
| 200 | CHF 116.80 | CHF 108.60 |
| 300 | CHF 110.90 | CHF 103.10 |
| 400 | CHF 105.10 | CHF 97.70 |
| 500 | CHF 99.30 | CHF 92.30 |
| 600 | CHF 93.40 | CHF 86.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.