Philos PrimaFlex — Region 2, Basel-Landschaft
Region 2, Basel-Landschaft: the PrimaFlex model from Philos costs CHF 594.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 594.00, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'209.60 less per year than Philos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 594.00 | CHF 552.50 |
| 500 | CHF 583.00 | CHF 542.20 |
| 1'000 | CHF 555.50 | CHF 516.70 |
| 1'500 | CHF 527.50 | CHF 490.60 |
| 2'000 | CHF 499.90 | CHF 465.00 |
| 2'500 | CHF 472.40 | CHF 439.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 451.80 | CHF 420.20 |
| 500 | CHF 440.30 | CHF 409.50 |
| 1'000 | CHF 411.30 | CHF 382.50 |
| 1'500 | CHF 381.80 | CHF 355.10 |
| 2'000 | CHF 352.80 | CHF 328.10 |
| 2'500 | CHF 323.80 | CHF 301.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.30 | CHF 140.70 |
| 100 | CHF 145.50 | CHF 135.30 |
| 200 | CHF 139.70 | CHF 129.90 |
| 300 | CHF 133.80 | CHF 124.40 |
| 400 | CHF 128.00 | CHF 119.00 |
| 500 | CHF 122.20 | CHF 113.70 |
| 600 | CHF 116.30 | CHF 108.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.