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sana24 Managed Care sans capitation — Appenzell Ausserrhoden

Appenzell Ausserrhoden: the Managed Care sans capitation model from sana24 costs CHF 504.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 504.00, Managed Care sans capitation is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care sans capitation costs CHF 525.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 504.00CHF 471.10
500CHF 492.30CHF 460.20
1'000CHF 463.20CHF 432.90
1'500CHF 434.00CHF 405.60
2'000CHF 404.80CHF 378.40
2'500CHF 375.70CHF 351.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 381.60CHF 356.70
500CHF 370.00CHF 345.80
1'000CHF 340.80CHF 318.50
1'500CHF 311.60CHF 291.30
2'000CHF 282.50CHF 264.00
2'500CHF 253.30CHF 236.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 131.30CHF 122.80
100CHF 125.50CHF 117.30
200CHF 119.70CHF 111.90
300CHF 113.80CHF 106.40
400CHF 108.00CHF 101.00
500CHF 102.20CHF 95.50
600CHF 96.30CHF 90.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.