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sana24 Managed Care sans capitation — Neuchâtel

Neuchâtel: the Managed Care sans capitation model from sana24 costs CHF 709.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 709.40, Managed Care sans capitation is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care sans capitation costs CHF 354.00 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 709.40CHF 663.00
500CHF 697.70CHF 652.10
1'000CHF 668.50CHF 624.80
1'500CHF 639.40CHF 597.60
2'000CHF 610.20CHF 570.30
2'500CHF 581.00CHF 543.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 612.20CHF 572.20
500CHF 600.60CHF 561.30
1'000CHF 571.40CHF 534.00
1'500CHF 542.20CHF 506.80
2'000CHF 513.10CHF 479.50
2'500CHF 483.90CHF 452.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 184.70CHF 172.70
100CHF 178.90CHF 167.20
200CHF 173.10CHF 161.80
300CHF 167.20CHF 156.30
400CHF 161.40CHF 150.90
500CHF 155.60CHF 145.40
600CHF 149.70CHF 140.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.