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sana24 Managed Care sans capitation — Obwalden

Obwalden: the Managed Care sans capitation model from sana24 costs CHF 491.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 491.20, Managed Care sans capitation is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care sans capitation costs CHF 309.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 491.20CHF 459.10
500CHF 479.50CHF 448.20
1'000CHF 450.30CHF 420.90
1'500CHF 421.20CHF 393.60
2'000CHF 392.00CHF 366.40
2'500CHF 362.80CHF 339.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 380.70CHF 355.90
500CHF 369.10CHF 345.00
1'000CHF 339.90CHF 317.70
1'500CHF 310.70CHF 290.40
2'000CHF 281.60CHF 263.20
2'500CHF 252.40CHF 235.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.40CHF 124.70
100CHF 127.50CHF 119.20
200CHF 121.70CHF 113.80
300CHF 115.90CHF 108.30
400CHF 110.00CHF 102.90
500CHF 104.20CHF 97.40
600CHF 98.40CHF 92.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.