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sana24 Managed Care sans capitation — Appenzell Innerrhoden

Appenzell Innerrhoden: the Managed Care sans capitation model from sana24 costs CHF 423.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 423.60, Managed Care sans capitation is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care sans capitation costs CHF 501.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 423.60CHF 395.90
500CHF 411.90CHF 385.00
1'000CHF 382.70CHF 357.70
1'500CHF 353.60CHF 330.40
2'000CHF 324.40CHF 303.20
2'500CHF 295.20CHF 275.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 332.10CHF 310.40
500CHF 320.50CHF 299.50
1'000CHF 291.30CHF 272.30
1'500CHF 262.10CHF 245.00
2'000CHF 233.00CHF 217.80
2'500CHF 203.80CHF 190.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 106.20CHF 99.30
100CHF 100.40CHF 93.80
200CHF 94.50CHF 88.40
300CHF 88.70CHF 82.90
400CHF 82.90CHF 77.50
500CHF 77.00CHF 72.00
600CHF 71.20CHF 66.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.