Med Direct or sana24 Tel Care?
sana24 offers both: Med Direct and sana24 Tel Care. They are available together in 12 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 12 premium regions where both are offered, Med Direct is cheaper in 1 and sana24 Tel Care in 11. The average gap between them is CHF 247.80 a year.
The gap is widest in Valais — Region 1: CHF 540.00 a year.
What you accept in each case
Med Direct is a "Family doctor" model. sana24 Tel Care is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.