Med Direct or sana24 Tel Care — Region 1, Valais
Region 1, Valais: with sana24, Med Direct costs CHF 560.40 a month in 2026 and sana24 Tel Care CHF 515.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sana24 Tel Care is the cheaper of the two here: CHF 540.00 saved per year against Med Direct, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. sana24 Tel Care is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | sana24 Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 560.40 | CHF 515.40 | CHF 540.00 |
| 500 | CHF 548.70 | CHF 503.70 | CHF 540.00 |
| 1'000 | CHF 519.50 | CHF 474.50 | CHF 540.00 |
| 1'500 | CHF 490.40 | CHF 445.40 | CHF 540.00 |
| 2'000 | CHF 461.20 | CHF 416.20 | CHF 540.00 |
| 2'500 | CHF 432.00 | CHF 387.00 | CHF 540.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.