Med Direct or sana24 Tel Care — Region 2, Valais
Region 2, Valais: with sana24, Med Direct costs CHF 506.50 a month in 2026 and sana24 Tel Care CHF 465.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sana24 Tel Care is the cheaper of the two here: CHF 488.40 saved per year against Med Direct, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. sana24 Tel Care is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | sana24 Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 506.50 | CHF 465.80 | CHF 488.40 |
| 500 | CHF 494.90 | CHF 454.20 | CHF 488.40 |
| 1'000 | CHF 465.70 | CHF 425.00 | CHF 488.40 |
| 1'500 | CHF 436.50 | CHF 395.80 | CHF 488.40 |
| 2'000 | CHF 407.40 | CHF 366.70 | CHF 488.40 |
| 2'500 | CHF 378.20 | CHF 337.50 | CHF 488.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.