Skip to content
Sophie

sana24 Med Direct — Aargau

Aargau: the Med Direct model from sana24 costs CHF 548.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 548.20, Med Direct is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 517.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 548.20CHF 512.30
500CHF 536.50CHF 501.40
1'000CHF 507.30CHF 474.20
1'500CHF 478.20CHF 446.90
2'000CHF 449.00CHF 419.70
2'500CHF 419.80CHF 392.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 430.90CHF 402.80
500CHF 419.30CHF 391.90
1'000CHF 390.10CHF 364.60
1'500CHF 360.90CHF 337.40
2'000CHF 331.80CHF 310.10
2'500CHF 302.60CHF 282.80

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 152.00CHF 142.10
100CHF 146.20CHF 136.70
200CHF 140.40CHF 131.20
300CHF 134.50CHF 125.80
400CHF 128.70CHF 120.30
500CHF 122.90CHF 114.90
600CHF 117.00CHF 109.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.