sana24 Med Direct — Aargau
Aargau: the Med Direct model from sana24 costs CHF 548.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 548.20, Med Direct is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 517.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 548.20 | CHF 512.30 |
| 500 | CHF 536.50 | CHF 501.40 |
| 1'000 | CHF 507.30 | CHF 474.20 |
| 1'500 | CHF 478.20 | CHF 446.90 |
| 2'000 | CHF 449.00 | CHF 419.70 |
| 2'500 | CHF 419.80 | CHF 392.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 430.90 | CHF 402.80 |
| 500 | CHF 419.30 | CHF 391.90 |
| 1'000 | CHF 390.10 | CHF 364.60 |
| 1'500 | CHF 360.90 | CHF 337.40 |
| 2'000 | CHF 331.80 | CHF 310.10 |
| 2'500 | CHF 302.60 | CHF 282.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.00 | CHF 142.10 |
| 100 | CHF 146.20 | CHF 136.70 |
| 200 | CHF 140.40 | CHF 131.20 |
| 300 | CHF 134.50 | CHF 125.80 |
| 400 | CHF 128.70 | CHF 120.30 |
| 500 | CHF 122.90 | CHF 114.90 |
| 600 | CHF 117.00 | CHF 109.40 |
The price, region by region
- Appenzell Ausserrhoden
- Basel-Stadt
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.