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sana24 Med Direct — Region 1, Valais

Region 1, Valais: the Med Direct model from sana24 costs CHF 560.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 560.40, Med Direct is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 207.60 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 560.40CHF 523.70
500CHF 548.70CHF 512.80
1'000CHF 519.50CHF 485.60
1'500CHF 490.40CHF 458.30
2'000CHF 461.20CHF 431.10
2'500CHF 432.00CHF 403.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 487.00CHF 455.20
500CHF 475.40CHF 444.30
1'000CHF 446.20CHF 417.00
1'500CHF 417.00CHF 389.80
2'000CHF 387.90CHF 362.50
2'500CHF 358.70CHF 335.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 143.30CHF 133.90
100CHF 137.40CHF 128.50
200CHF 131.60CHF 123.00
300CHF 125.80CHF 117.60
400CHF 119.90CHF 112.10
500CHF 114.10CHF 106.70
600CHF 108.30CHF 101.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.