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sana24 Med Direct — Region 2, Zurich

Region 2, Zurich: the Med Direct model from sana24 costs CHF 568.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 568.60, Med Direct is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 511.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 568.60CHF 531.40
500CHF 556.90CHF 520.50
1'000CHF 527.70CHF 493.30
1'500CHF 498.60CHF 466.00
2'000CHF 469.40CHF 438.70
2'500CHF 440.20CHF 411.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 449.30CHF 419.90
500CHF 437.60CHF 409.00
1'000CHF 408.40CHF 381.70
1'500CHF 379.30CHF 354.50
2'000CHF 350.10CHF 327.20
2'500CHF 320.90CHF 300.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 157.60CHF 147.30
100CHF 151.80CHF 141.90
200CHF 146.00CHF 136.40
300CHF 140.10CHF 131.00
400CHF 134.30CHF 125.50
500CHF 128.50CHF 120.10
600CHF 122.60CHF 114.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.