sana24 Med Direct — Region 2, Zurich
Region 2, Zurich: the Med Direct model from sana24 costs CHF 568.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 568.60, Med Direct is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 511.20 less per year than sana24's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 568.60 | CHF 531.40 |
| 500 | CHF 556.90 | CHF 520.50 |
| 1'000 | CHF 527.70 | CHF 493.30 |
| 1'500 | CHF 498.60 | CHF 466.00 |
| 2'000 | CHF 469.40 | CHF 438.70 |
| 2'500 | CHF 440.20 | CHF 411.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 449.30 | CHF 419.90 |
| 500 | CHF 437.60 | CHF 409.00 |
| 1'000 | CHF 408.40 | CHF 381.70 |
| 1'500 | CHF 379.30 | CHF 354.50 |
| 2'000 | CHF 350.10 | CHF 327.20 |
| 2'500 | CHF 320.90 | CHF 300.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 157.60 | CHF 147.30 |
| 100 | CHF 151.80 | CHF 141.90 |
| 200 | CHF 146.00 | CHF 136.40 |
| 300 | CHF 140.10 | CHF 131.00 |
| 400 | CHF 134.30 | CHF 125.50 |
| 500 | CHF 128.50 | CHF 120.10 |
| 600 | CHF 122.60 | CHF 114.60 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Basel-Stadt
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.