sana24 Tel Care or Tel Doc — Region 1, Lucerne
Region 1, Lucerne: with sana24, sana24 Tel Care costs CHF 512.60 a month in 2026 and Tel Doc CHF 518.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sana24 Tel Care is the cheaper of the two here: CHF 68.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Tel Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | sana24 Tel Care | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 512.60 | CHF 518.30 | CHF 68.40 |
| 500 | CHF 501.00 | CHF 506.60 | CHF 67.20 |
| 1'000 | CHF 471.80 | CHF 477.40 | CHF 67.20 |
| 1'500 | CHF 442.60 | CHF 448.30 | CHF 68.40 |
| 2'000 | CHF 413.50 | CHF 419.10 | CHF 67.20 |
| 2'500 | CHF 384.30 | CHF 389.90 | CHF 67.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.