sana24 Tel Care or Tel Doc — Region 1, St. Gallen
Region 1, St. Gallen: with sana24, sana24 Tel Care costs CHF 528.70 a month in 2026 and Tel Doc CHF 521.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Tel Doc is the cheaper of the two here: CHF 90.00 saved per year against sana24 Tel Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Tel Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | sana24 Tel Care | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 528.70 | CHF 521.20 | CHF 90.00 |
| 500 | CHF 517.00 | CHF 509.50 | CHF 90.00 |
| 1'000 | CHF 487.80 | CHF 480.40 | CHF 88.80 |
| 1'500 | CHF 458.70 | CHF 451.20 | CHF 90.00 |
| 2'000 | CHF 429.50 | CHF 422.00 | CHF 90.00 |
| 2'500 | CHF 400.30 | CHF 392.90 | CHF 88.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.