sana24 Tel Care or Tel Doc — Region 2, Lucerne
Region 2, Lucerne: with sana24, sana24 Tel Care costs CHF 500.50 a month in 2026 and Tel Doc CHF 505.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
sana24 Tel Care is the cheaper of the two here: CHF 64.80 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
sana24 Tel Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- sana24 Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | sana24 Tel Care | Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 500.50 | CHF 505.90 | CHF 64.80 |
| 500 | CHF 488.80 | CHF 494.30 | CHF 66.00 |
| 1'000 | CHF 459.70 | CHF 465.10 | CHF 64.80 |
| 1'500 | CHF 430.50 | CHF 435.90 | CHF 64.80 |
| 2'000 | CHF 401.30 | CHF 406.80 | CHF 66.00 |
| 2'500 | CHF 372.20 | CHF 377.60 | CHF 64.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.