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Médecin de famille 1 or Médecin de famille 2 — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with Sanitas, Médecin de famille 1 costs CHF 448.65 a month in 2026 and Médecin de famille 2 CHF 474.45, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 309.60 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 2Gap per year
300CHF 448.65CHF 474.45CHF 309.60
500CHF 437.05CHF 462.85CHF 309.60
1'000CHF 407.85CHF 433.65CHF 309.60
1'500CHF 378.65CHF 404.45CHF 309.60
2'000CHF 349.55CHF 375.35CHF 309.60
2'500CHF 320.35CHF 346.15CHF 309.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.