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Médecin de famille 1 or Médecin de famille 2 — Region 1, Lucerne

Region 1, Lucerne: with Sanitas, Médecin de famille 1 costs CHF 461.60 a month in 2026 and Médecin de famille 2 CHF 488.15, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 318.60 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 2Gap per year
300CHF 461.60CHF 488.15CHF 318.60
500CHF 450.00CHF 476.55CHF 318.60
1'000CHF 420.80CHF 447.35CHF 318.60
1'500CHF 391.60CHF 418.15CHF 318.60
2'000CHF 362.50CHF 389.05CHF 318.60
2'500CHF 333.30CHF 359.85CHF 318.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.