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Médecin de famille 1 or Médecin de famille 2 — Region 2, St. Gallen

Region 2, St. Gallen: with Sanitas, Médecin de famille 1 costs CHF 467.95 a month in 2026 and Médecin de famille 2 CHF 494.85, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 322.80 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 2Gap per year
300CHF 467.95CHF 494.85CHF 322.80
500CHF 456.35CHF 483.25CHF 322.80
1'000CHF 427.15CHF 454.05CHF 322.80
1'500CHF 397.95CHF 424.85CHF 322.80
2'000CHF 368.85CHF 395.75CHF 322.80
2'500CHF 339.65CHF 366.55CHF 322.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.