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Médecin de famille 1 or Médecin de famille 2 — Region 2, Bern

Region 2, Bern: with Sanitas, Médecin de famille 1 costs CHF 545.30 a month in 2026 and Médecin de famille 2 CHF 576.65, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 376.20 saved per year against Médecin de famille 2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 2Gap per year
300CHF 545.30CHF 576.65CHF 376.20
500CHF 533.70CHF 565.05CHF 376.20
1'000CHF 504.50CHF 535.85CHF 376.20
1'500CHF 475.30CHF 506.65CHF 376.20
2'000CHF 446.20CHF 477.55CHF 376.20
2'500CHF 417.00CHF 448.35CHF 376.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.