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Médecin de famille 1 or Médecin de famille 4 — Region 3, Zurich

Region 3, Zurich: with Sanitas, Médecin de famille 1 costs CHF 456.60 a month in 2026 and Médecin de famille 4 CHF 488.05, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 1 is the cheaper of the two here: CHF 377.40 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 1 and Médecin de famille 4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 1Médecin de famille 4Gap per year
300CHF 456.60CHF 488.05CHF 377.40
500CHF 445.00CHF 476.45CHF 377.40
1'000CHF 415.80CHF 447.25CHF 377.40
1'500CHF 386.60CHF 418.05CHF 377.40
2'000CHF 357.50CHF 388.95CHF 377.40
2'500CHF 328.30CHF 359.75CHF 377.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.