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Médecin de famille 2 or Médecin de famille 3 — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with Sanitas, Médecin de famille 2 costs CHF 474.45 a month in 2026 and Médecin de famille 3 CHF 479.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 61.80 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 and Médecin de famille 3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 2Médecin de famille 3Gap per year
300CHF 474.45CHF 479.60CHF 61.80
500CHF 462.85CHF 468.00CHF 61.80
1'000CHF 433.65CHF 438.80CHF 61.80
1'500CHF 404.45CHF 409.60CHF 61.80
2'000CHF 375.35CHF 380.50CHF 61.80
2'500CHF 346.15CHF 351.30CHF 61.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.