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Médecin de famille 2 or Médecin de famille 3 — Region 1, Vaud

Region 1, Vaud: with Sanitas, Médecin de famille 2 costs CHF 621.65 a month in 2026 and Médecin de famille 3 CHF 628.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 81.00 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 and Médecin de famille 3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 2Médecin de famille 3Gap per year
300CHF 621.65CHF 628.40CHF 81.00
500CHF 610.05CHF 616.80CHF 81.00
1'000CHF 580.85CHF 587.60CHF 81.00
1'500CHF 551.65CHF 558.40CHF 81.00
2'000CHF 522.55CHF 529.30CHF 81.00
2'500CHF 493.35CHF 500.10CHF 81.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.