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Médecin de famille 2 or Médecin de famille 3 — Region 3, Grisons

Region 3, Grisons: with Sanitas, Médecin de famille 2 costs CHF 459.70 a month in 2026 and Médecin de famille 3 CHF 464.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 60.00 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 and Médecin de famille 3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 2Médecin de famille 3Gap per year
300CHF 459.70CHF 464.70CHF 60.00
500CHF 448.10CHF 453.10CHF 60.00
1'000CHF 418.90CHF 423.90CHF 60.00
1'500CHF 389.70CHF 394.70CHF 60.00
2'000CHF 360.60CHF 365.60CHF 60.00
2'500CHF 331.40CHF 336.40CHF 60.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.