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Médecin de famille 2 or Médecin de famille 3 — Region 3, Bern

Region 3, Bern: with Sanitas, Médecin de famille 2 costs CHF 523.95 a month in 2026 and Médecin de famille 3 CHF 529.65, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 68.40 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 and Médecin de famille 3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleMédecin de famille 2Médecin de famille 3Gap per year
300CHF 523.95CHF 529.65CHF 68.40
500CHF 512.35CHF 518.05CHF 68.40
1'000CHF 483.15CHF 488.85CHF 68.40
1'500CHF 453.95CHF 459.65CHF 68.40
2'000CHF 424.85CHF 430.55CHF 68.40
2'500CHF 395.65CHF 401.35CHF 68.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.