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Médecin de famille 2 or TelMed (CallMed) — Appenzell Innerrhoden

Appenzell Innerrhoden: with Sanitas, Médecin de famille 2 costs CHF 400.00 a month in 2026 and TelMed (CallMed) CHF 404.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 52.80 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 2TelMed (CallMed)Gap per year
300CHF 400.00CHF 404.40CHF 52.80
500CHF 388.40CHF 392.80CHF 52.80
1'000CHF 359.20CHF 363.60CHF 52.80
1'500CHF 330.00CHF 334.40CHF 52.80
2'000CHF 300.90CHF 305.30CHF 52.80
2'500CHF 271.70CHF 276.10CHF 52.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.