Médecin de famille 2 or TelMed (CallMed) — Region 3, Lucerne
Region 3, Lucerne: with Sanitas, Médecin de famille 2 costs CHF 454.20 a month in 2026 and TelMed (CallMed) CHF 459.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Médecin de famille 2 is the cheaper of the two here: CHF 60.00 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 2 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.
- Médecin de famille 2
Family doctor
You pick a family doctor and always go to them first.
- TelMed (CallMed)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 2 | TelMed (CallMed) | Gap per year |
|---|---|---|---|
| 300 | CHF 454.20 | CHF 459.20 | CHF 60.00 |
| 500 | CHF 442.60 | CHF 447.60 | CHF 60.00 |
| 1'000 | CHF 413.40 | CHF 418.40 | CHF 60.00 |
| 1'500 | CHF 384.20 | CHF 389.20 | CHF 60.00 |
| 2'000 | CHF 355.10 | CHF 360.10 | CHF 60.00 |
| 2'500 | CHF 325.90 | CHF 330.90 | CHF 60.00 |
The comparison, region by region
- Médecin de famille 2 or TelMed (CallMed)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.