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Médecin de famille 2 or TelMed (CallMed) — Region 2, Lucerne

Region 2, Lucerne: with Sanitas, Médecin de famille 2 costs CHF 469.10 a month in 2026 and TelMed (CallMed) CHF 474.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 62.40 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 2TelMed (CallMed)Gap per year
300CHF 469.10CHF 474.30CHF 62.40
500CHF 457.50CHF 462.70CHF 62.40
1'000CHF 428.30CHF 433.50CHF 62.40
1'500CHF 399.10CHF 404.30CHF 62.40
2'000CHF 370.00CHF 375.20CHF 62.40
2'500CHF 340.80CHF 346.00CHF 62.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.