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Médecin de famille 2 or TelMed (CallMed) — Region 2, St. Gallen

Region 2, St. Gallen: with Sanitas, Médecin de famille 2 costs CHF 494.85 a month in 2026 and TelMed (CallMed) CHF 500.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Médecin de famille 2 is the cheaper of the two here: CHF 65.40 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 2 is a "Family doctor" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • Médecin de famille 2

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 2TelMed (CallMed)Gap per year
300CHF 494.85CHF 500.30CHF 65.40
500CHF 483.25CHF 488.70CHF 65.40
1'000CHF 454.05CHF 459.50CHF 65.40
1'500CHF 424.85CHF 430.30CHF 65.40
2'000CHF 395.75CHF 401.20CHF 65.40
2'500CHF 366.55CHF 372.00CHF 65.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.