Sanitas Médecin de famille 2 — Region 2, Bern
Region 2, Bern: the Médecin de famille 2 model from Sanitas costs CHF 576.65 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 576.65, Médecin de famille 2 is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 2 costs CHF 601.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 576.65 | CHF 536.85 |
| 500 | CHF 565.05 | CHF 526.05 |
| 1'000 | CHF 535.85 | CHF 498.90 |
| 1'500 | CHF 506.65 | CHF 471.70 |
| 2'000 | CHF 477.55 | CHF 444.60 |
| 2'500 | CHF 448.35 | CHF 417.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.95 | CHF 363.95 |
| 500 | CHF 379.35 | CHF 353.15 |
| 1'000 | CHF 350.15 | CHF 326.00 |
| 1'500 | CHF 320.95 | CHF 298.80 |
| 2'000 | CHF 291.85 | CHF 271.70 |
| 2'500 | CHF 262.65 | CHF 244.55 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.65 | CHF 116.05 |
| 100 | CHF 118.85 | CHF 110.65 |
| 200 | CHF 113.05 | CHF 105.25 |
| 300 | CHF 107.15 | CHF 99.75 |
| 400 | CHF 101.35 | CHF 94.35 |
| 500 | CHF 95.55 | CHF 88.95 |
| 600 | CHF 89.65 | CHF 83.45 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.