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Sanitas Médecin de famille 2 — Geneva

Geneva: the Médecin de famille 2 model from Sanitas costs CHF 683.55 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 683.55, Médecin de famille 2 is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 2 costs CHF 713.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 683.55CHF 636.40
500CHF 671.95CHF 625.60
1'000CHF 642.75CHF 598.40
1'500CHF 613.55CHF 571.20
2'000CHF 584.45CHF 544.10
2'500CHF 555.25CHF 516.95

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 454.05CHF 422.70
500CHF 442.45CHF 411.90
1'000CHF 413.25CHF 384.75
1'500CHF 384.05CHF 357.55
2'000CHF 354.95CHF 330.45
2'500CHF 325.75CHF 303.25

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 185.95CHF 173.10
100CHF 180.15CHF 167.70
200CHF 174.35CHF 162.30
300CHF 168.45CHF 156.85
400CHF 162.65CHF 151.45
500CHF 156.85CHF 146.05
600CHF 150.95CHF 140.55

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.