Sanitas Médecin de famille 2 — Region 1, Grisons
Region 1, Grisons: the Médecin de famille 2 model from Sanitas costs CHF 496.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 496.70, Médecin de famille 2 is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 2 costs CHF 518.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 496.70 | CHF 462.45 |
| 500 | CHF 485.10 | CHF 451.65 |
| 1'000 | CHF 455.90 | CHF 424.45 |
| 1'500 | CHF 426.70 | CHF 397.25 |
| 2'000 | CHF 397.60 | CHF 370.15 |
| 2'500 | CHF 368.40 | CHF 343.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 346.70 | CHF 322.80 |
| 500 | CHF 335.10 | CHF 312.00 |
| 1'000 | CHF 305.90 | CHF 284.80 |
| 1'500 | CHF 276.70 | CHF 257.60 |
| 2'000 | CHF 247.60 | CHF 230.50 |
| 2'500 | CHF 218.40 | CHF 203.35 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.35 | CHF 119.50 |
| 100 | CHF 122.55 | CHF 114.10 |
| 200 | CHF 116.75 | CHF 108.70 |
| 300 | CHF 110.85 | CHF 103.20 |
| 400 | CHF 105.05 | CHF 97.80 |
| 500 | CHF 99.25 | CHF 92.40 |
| 600 | CHF 93.35 | CHF 86.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.