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Sanitas Médecin de famille 2 — Region 1, Grisons

Region 1, Grisons: the Médecin de famille 2 model from Sanitas costs CHF 496.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 496.70, Médecin de famille 2 is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 2 costs CHF 518.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 496.70CHF 462.45
500CHF 485.10CHF 451.65
1'000CHF 455.90CHF 424.45
1'500CHF 426.70CHF 397.25
2'000CHF 397.60CHF 370.15
2'500CHF 368.40CHF 343.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 346.70CHF 322.80
500CHF 335.10CHF 312.00
1'000CHF 305.90CHF 284.80
1'500CHF 276.70CHF 257.60
2'000CHF 247.60CHF 230.50
2'500CHF 218.40CHF 203.35

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 128.35CHF 119.50
100CHF 122.55CHF 114.10
200CHF 116.75CHF 108.70
300CHF 110.85CHF 103.20
400CHF 105.05CHF 97.80
500CHF 99.25CHF 92.40
600CHF 93.35CHF 86.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.