Sanitas Médecin de famille 2 — Thurgau
Thurgau: the Médecin de famille 2 model from Sanitas costs CHF 489.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 489.80, Médecin de famille 2 is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 2 costs CHF 511.20 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 489.80 | CHF 456.00 |
| 500 | CHF 478.20 | CHF 445.20 |
| 1'000 | CHF 449.00 | CHF 418.00 |
| 1'500 | CHF 419.80 | CHF 390.85 |
| 2'000 | CHF 390.70 | CHF 363.75 |
| 2'500 | CHF 361.50 | CHF 336.55 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 349.10 | CHF 325.00 |
| 500 | CHF 337.50 | CHF 314.20 |
| 1'000 | CHF 308.30 | CHF 287.05 |
| 1'500 | CHF 279.10 | CHF 259.85 |
| 2'000 | CHF 250.00 | CHF 232.75 |
| 2'500 | CHF 220.80 | CHF 205.55 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.45 | CHF 115.85 |
| 100 | CHF 118.65 | CHF 110.45 |
| 200 | CHF 112.85 | CHF 105.05 |
| 300 | CHF 106.95 | CHF 99.55 |
| 400 | CHF 101.15 | CHF 94.15 |
| 500 | CHF 95.35 | CHF 88.75 |
| 600 | CHF 89.45 | CHF 83.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.