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Sanitas Médecin de famille 2 — Uri

Uri: the Médecin de famille 2 model from Sanitas costs CHF 427.35 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 427.35, Médecin de famille 2 is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 2 costs CHF 445.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 427.35CHF 397.85
500CHF 415.75CHF 387.05
1'000CHF 386.55CHF 359.90
1'500CHF 357.35CHF 332.70
2'000CHF 328.25CHF 305.60
2'500CHF 299.05CHF 278.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 310.90CHF 289.45
500CHF 299.30CHF 278.65
1'000CHF 270.10CHF 251.45
1'500CHF 240.90CHF 224.30
2'000CHF 211.80CHF 197.20
2'500CHF 182.60CHF 170.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 106.30CHF 98.95
100CHF 100.50CHF 93.55
200CHF 94.70CHF 88.15
300CHF 88.80CHF 82.65
400CHF 83.00CHF 77.25
500CHF 77.20CHF 71.85
600CHF 71.30CHF 66.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.