Sanitas Médecin de famille 2 — Region 3, Zurich
Region 3, Zurich: the Médecin de famille 2 model from Sanitas costs CHF 482.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 482.80, Médecin de famille 2 is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 2 costs CHF 504.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 482.80 | CHF 449.50 |
| 500 | CHF 471.20 | CHF 438.70 |
| 1'000 | CHF 442.00 | CHF 411.50 |
| 1'500 | CHF 412.80 | CHF 384.30 |
| 2'000 | CHF 383.70 | CHF 357.20 |
| 2'500 | CHF 354.50 | CHF 330.05 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 330.85 | CHF 308.00 |
| 500 | CHF 319.25 | CHF 297.20 |
| 1'000 | CHF 290.05 | CHF 270.05 |
| 1'500 | CHF 260.85 | CHF 242.85 |
| 2'000 | CHF 231.75 | CHF 215.75 |
| 2'500 | CHF 202.55 | CHF 188.55 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 129.30 | CHF 120.40 |
| 100 | CHF 123.50 | CHF 115.00 |
| 200 | CHF 117.70 | CHF 109.60 |
| 300 | CHF 111.80 | CHF 104.10 |
| 400 | CHF 106.00 | CHF 98.70 |
| 500 | CHF 100.20 | CHF 93.30 |
| 600 | CHF 94.30 | CHF 87.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.