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Médecin de famille 3 or MultiAccess — Region 3, Grisons

Region 3, Grisons: with Sanitas, Médecin de famille 3 costs CHF 464.70 a month in 2026 and MultiAccess CHF 454.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 118.80 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 3MultiAccessGap per year
300CHF 464.70CHF 454.80CHF 118.80
500CHF 453.10CHF 443.20CHF 118.80
1'000CHF 423.90CHF 414.00CHF 118.80
1'500CHF 394.70CHF 384.80CHF 118.80
2'000CHF 365.60CHF 355.70CHF 118.80
2'500CHF 336.40CHF 326.50CHF 118.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.