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Médecin de famille 3 or MultiAccess — Region 1, Schaffhausen

Region 1, Schaffhausen: with Sanitas, Médecin de famille 3 costs CHF 558.75 a month in 2026 and MultiAccess CHF 546.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 143.40 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 3MultiAccessGap per year
300CHF 558.75CHF 546.80CHF 143.40
500CHF 547.15CHF 535.20CHF 143.40
1'000CHF 517.95CHF 506.00CHF 143.40
1'500CHF 488.75CHF 476.80CHF 143.40
2'000CHF 459.65CHF 447.70CHF 143.40
2'500CHF 430.45CHF 418.50CHF 143.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.