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Médecin de famille 3 or MultiAccess — Region 2, Vaud

Region 2, Vaud: with Sanitas, Médecin de famille 3 costs CHF 621.70 a month in 2026 and MultiAccess CHF 608.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 159.60 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 3MultiAccessGap per year
300CHF 621.70CHF 608.40CHF 159.60
500CHF 610.10CHF 596.80CHF 159.60
1'000CHF 580.90CHF 567.60CHF 159.60
1'500CHF 551.70CHF 538.40CHF 159.60
2'000CHF 522.60CHF 509.30CHF 159.60
2'500CHF 493.40CHF 480.10CHF 159.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.