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Médecin de famille 3 or MultiAccess — Region 2, Schaffhausen

Region 2, Schaffhausen: with Sanitas, Médecin de famille 3 costs CHF 517.75 a month in 2026 and MultiAccess CHF 506.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 133.80 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. MultiAccess is a "Group practice (HMO)" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

DeductibleMédecin de famille 3MultiAccessGap per year
300CHF 517.75CHF 506.60CHF 133.80
500CHF 506.15CHF 495.00CHF 133.80
1'000CHF 476.95CHF 465.80CHF 133.80
1'500CHF 447.75CHF 436.60CHF 133.80
2'000CHF 418.65CHF 407.50CHF 133.80
2'500CHF 389.45CHF 378.30CHF 133.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.