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MultiAccess or TelMed (CallMed) — Jura

Jura: with Sanitas, MultiAccess costs CHF 596.70 a month in 2026 and TelMed (CallMed) CHF 609.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 158.40 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (CallMed)Gap per year
300CHF 596.70CHF 609.90CHF 158.40
500CHF 585.10CHF 598.30CHF 158.40
1'000CHF 555.90CHF 569.10CHF 158.40
1'500CHF 526.70CHF 539.90CHF 158.40
2'000CHF 497.60CHF 510.80CHF 158.40
2'500CHF 468.40CHF 481.60CHF 158.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.